Nivesh Drishti

  Investing isn't one-size-fits-all. A student needs growth, while a retired person needs steady income. Based on current market valuations and historical performance, here are my Top Mutual Fund Picks for different age groups. ℹ️ DISCLOSURE: I am an NISM Certified Professional. Returns mentioned are 3-Year historical returns and not a guarantee of future performance. Please read scheme documents carefully. 🎓 1. THE STUDENT High Risk | Aggressive Growth STRATEGY: You have time on your side. We mix stability (Index) with high-aggression (Small Cap) and Value investing (Flexi Cap). Parag Parikh Flexi Cap Fund 40% 3Y Return: 20.62% | Lock-in: Nil Why: Gives exposure to foreign stocks and value buying s...

 Tata Power has been a favorite among retail investors for its transition from a traditional power generator to a green energy giant. The stock has recently corrected from its highs of ₹417 to current levels of ₹370-380. The recent Q3 (December 2025) results present a mixed picture while headline numbers seem weak, the core growth engine-  "Renewables" is gaining momentum. Here is a detailed breakdown of the numbers and what they mean for your portfolio.  Financial Health Check (Q3 FY26 Update) The company announced its results for the quarter ending December 31, 2025. At first glance, the numbers appear to be under pressure, which justifies the recent stock correction. The "Hidden Gem": Renewable Segment Growth While the overall revenue has dropped due to seasonal weakness in the traditional thermal power business, the Renewable Energy segment has outperformed. • The earnings from renewables jumped from ₹3,613 Cr to ₹3,785.43 Cr Quarter-on-Quarter. • Why this matte...